(661) 213-3001 403bSpecialist@gmail.com

403(b) OR 457 PLAN

YOUR FUTURE IS IN YOUR HANDS

Participating in a 403(b) plan gives you a valuable opportunity to supplement your CalSTRS or CalPERS defined benefit plan, or pension. With your defined benefit plan, you and your employer contribute a specified amount from your paycheck to the plan.

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ABCs of 403(b)s

KNOWLEDGE IS THE CRITICAL FIRST STEP.

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WHY YOU NEED A 403(B) OR 457 PLAN

Could you live on just over half of your teaching salary? What would retirement be like on less than two-thirds of your income?

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A Few Words About Us

We here at Wise Financial & Insurance Services specialize in looking at the WHOLE PICTURE for our clients by re-allocating and re-positioning retirement assets for safety, growth, legacy planning, and income planning. We gather complete information to help our clients make informed decisions in an easy to understand manner to assist with their particular situation.

What is a 403b

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Educational Videos

Check our very informative educational video page. Here you can watch and learn some valuable information about financial and insurance services

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Financial Services

Our primary goal is keeping our clients’ money safe from volatile and risky investments.

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Insurance Services

Developing the right portfolio of insurance products is an essential step toward a comprehensive financial program or estate planning.

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Weekly Newsletter

Annuities: Why You Need To Know How They Work

You need to know how they work, because many financial planners recommend them to their clients for retirement planning purposes. In fact, one study shows that almost 90 % of planners recommend them. Does that mean you need them? Well, you can decide if you do, and if...

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IRA Blog

PAYING ATTENTION TO THE RULES IS CRUCIAL

By Jeremy T. Rodriguez, JD IRA Analyst If the dictionary had pictures next to each word, the U.S. Tax Code would fit nicely next to the definition of “esoteric.” But as we all know, this complex web of rules and regulations cannot be ignored. Mistakes cost money, in...

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TAX DAY IS HERE! – 2 IRA LESSONS WE LEARNED THIS TAX SEASON

By Sarah Brenner, JD IRA Analyst Today is April 15, 2019. This is deadline for filing your 2018 federal income tax return, unless you have an extension. This tax season was the first one where we saw the impact of the Tax Cuts and Jobs Act. Wholesale changes to the...

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